Novel started with a simple question: what if your bank helped you save more and manage your business finances better? Most banks are focused on getting you to spend more so they can earn their fees and your hard earned deposits. We’re here to change that.

With Novel, you earn interest back each month on your deposits, unlimited cash back on transactions you make with your smart credit card, automatic credit reporting, a great digital banking experience, and much much more.

We’ve collectively dedicated years of our lives working on building leading edge technology that helps you maximize every dollar and moment you invest in your company.

Unlike most banks, we only succeed when you do.