Modern and intuitive banking for your US business. Simplify your business finances with a free business checking account with tools that help you grow.
Apply NowTrusted by over 5000 businesses around the globe.
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Designed for the everyday needs of your business.
No exorbitant fees on your Novel account
Send free ACH, checks, and international wires with ease.
Deposits are FDIC insured up to $250,000 per account through Blue Ridge Bank, Member FDIC.
100% Online banking available to U.S companies in 130+ different countries.
Submit your application in less than 5 minutes. Accounts are processed and approved in under 48 hours!
No lengthy support chats that take days to respond. Quick and helpful support available over chat, phone, or email with response times less than 24 hours.
Novel makes it easy to connect to the apps your business uses on the daily. Automate your business by linking to Stripe, Paypal, Amazon, and more!
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Track business spend with Novel virtual and physical cards. Built with intelligent insights to help you save, limits to keep you in control, and reports to keep you organized.
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With Novel payouts, you can setup payroll to contractors domestically or internationally and send payments to vendors or clients with over 130+ currencies supported. Track every payments via your Novel dashboard.
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Scan and deposit checks from your
mobile device, wherever you are.
Add your Novel Smart Debit Card to your
preferred digital wallet for secure mobile payments.
Your Novel Smart Debit Card can be used
everywhere Visa is accepted and includes ATM access. We ship globally to 130+ countries.
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Hear it from real Novel customers.
Emery Tran, Trustpilot Review
I'm a big fan of what Novel is doing to disrupt the old-guard of bloated banks. This is a very business friendly solution for anyone that might be interested.
Joseph Pray, Trustpilot Review
As a non-resident without a visa or ITIN, Novel was like a miracle for me since I was able to apply from outside the USA and didn't take long to open the account. Will be recommend to my partners who will need bank accounts
Thomas W. Sweeten, Trustpilot Review
As a founder, I'm always looking for ways to maximize efficiency and streamline processes, banking is no execption. Novel has been great for this, eliminating the hassle of traditional banking.
We support U.S businesses from 130+ different countries.
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Fill out your application in under 5 minutes. Get approved in 24 hours.
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Deposit funds directly via ACH, wire, or international wire or link Stripe or Paypal.
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Start spending on your card and managing your business right away.
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