Open a business account in 5 minutes

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Your revenue is up
20% this month!
🎉
We found duplicate charges and removed them for you!

Features

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Apply Now
Convenient virtual and physical debit card options
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Create unlimited virtual cards
Get a physical card shipped in days to you globally
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Fast and efficient Transactions
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Seamless integration
Easy account opening with Stripe, Paypal, and other payment platforms
Video testimonials
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Everything you need and more

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Apply Now
Hi there! How can I help you today?
We're seeing some unexpected charges on our company card
Understood. I can help get that resolved adn help you submit a dispute if necessary
Top notch customer support
Easy integrations with Stripe, Paypal, and other payment platforms
FDIC Insured up to 250k
Easy integrations with Stripe, Paypal, and other payment platforms
140+ currencies supported
Easy integrations with Stripe, Paypal, and other payment platforms
Eligibility section
Is it supported in my country? Do I need an EIN?
Is my country supported?
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Do I need n EIN?
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Get peace of mind with top notch security
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Apply NowExplore Demo
Bank Grade Encryption
All your data is encrypted with AES 256 bit bank grade encryption.
‍
Geo-fenced
Your money is held securely in a geo-fenced account
2-Factor Auth
Secure your account with 2 Factor Auth (2FA) for added peace of mind
Fraud Protection
Get alerts on big transactions and automatic fraud monitoring
Don't just take our word for it
Hear it from real Novel customers.
I’m a big fan of what Novel is doing…
Emery Tran, Trustpilot Review

I'm a big fan of what Novel is doing to disrupt the old-guard of bloated banks. This is a very business friendly solution for anyone that might be interested.

Recommend
Joseph Pray, Trustpilot Review

As a non-resident without a visa or ITIN, Novel was like a miracle for me since I was able to apply from outside the USA and didn't take long to open the account. Will be recommend to my partners who will need bank accounts

Great
Thomas W. Sweeten, Trustpilot Review

As a founder, I'm always looking for ways to maximize efficiency and streamline processes, banking is no execption. Novel has been great for this, eliminating the hassle of traditional banking.

I’m a big fan of what Novel is doing…
Emery Tran, Trustpilot Review

I'm a big fan of what Novel is doing to disrupt the old-guard of bloated banks. This is a very business friendly solution for anyone that might be interested.

FAQ'S
Am I eligible?

U.S. residents and non-residents are both eligible. Eligibility is based on where you currently live. We support all individuals in all countries except for the following: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe

What do I need to apply?

U.S. residents and non-residents are both eligible. Eligibility is based on where you currently live. We support all individuals in all countries except for the following: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe

Do you provide a debit card?

U.S. residents and non-residents are both eligible. Eligibility is based on where you currently live. We support all individuals in all countries except for the following: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe

What does Novel cost?

U.S. residents and non-residents are both eligible. Eligibility is based on where you currently live. We support all individuals in all countries except for the following: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe

Can I connect my Novel account to payment processors like Stripe?

U.S. residents and non-residents are both eligible. Eligibility is based on where you currently live. We support all individuals in all countries except for the following: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe

Comparison Table
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Explore Demo
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Other business banks
Easy online application
Eligible to US Residents and non-residents
No minimum balance
Send free ACH & wires worldwide
Unlimited users and cards
Builds business credit
Cash back
Live support in minutes
Payroll, invoicing, direct payments, and wire transfers all in one place
Customer education section
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Eligibility section
Is it supported in my country? Do I need an EIN?
Is my country supported?
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Do I need n EIN?
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Pricing table section title
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Standard
Free
Transfers
Free ACH Transfers
Free
Wire Transfers
$5
Intl. Transfers
Free, 25k limit
FX
1%
Inbound
10
Outbound
Free
Features
Accounts
1
Virtual Cards
3
Physical Card
$6/per
Card Limits
Free
Check Deposit
3 free, $5/per
ATM Access
2 free, $3.50 per
Bill Pay
N/A
Free Team Member
2
Overdraft
$0
Support
Email
24 hours
Phone
N/A
Chat
24 hours
*Standard plan requires either maintaining a $2,000 average monthly balance or at east $1,000/mo in volume. If you do not meet these conditions, your account will be billed $9.99/mo.
Plus
$49/mo billed anually
$69/mo
Transfers
Free ACH Transfers
Free, 25k daily
Wire Transfers
Free, 25k daily
Intl. Transfers
Free, 200k monthly
FX
0.35%
Inbound
Free
Outbound
Free
Features
Accounts
3
Virtual Cards
Unlimited
Physical Card
Free
Card Limits
Free
Check Deposit
Free, 25k monthly
ATM Access
Free, 2k daily
Bill Pay
Free
Free Team Member
10
Overdraft
$0
Support
Email
Same-day
Phone
Business Hours
Chat
<1 hour
*Standard plan requires either maintaining a $2,000 average monthly balance or at east $1,000/mo in volume. If you do not meet these conditions, your account will be billed $9.99/mo.
Standard
Free
Select Standard
Free ACH Transfers
$5 Wire Transfer
Free, 25k limit Intl. Transfers
1% FX
10 Inbound
Free Outbound
1 Account
3 Virtual Cards
$6/ Per Physical Card
Free Card Limits
3 Free, $5/per Check Deposit
2 Free, $3.50 per ATM Access
N/A Bill Pay
2 Free Team Member
$0 Overdraft
24 hours Email
N/A Phone
24 hours Chat
View more
View less
Plus
$49/mo billed annually
$69.99/mo
Select Plus
Free, 5k daily ACH Transfers
Free, 25k daily Wire Transfer
Free, 200k monthly Intl. Transfers
0.35% FX
Free Inbound
Free Outbound
3 Account
10 Virtual Cards
Free Physical Card
Free Card Limits
Free, $25k monthly Check Deposit
Free, 2k daily ATM Access
Free Bill Pay
10 Free Team Member
$0 Overdraft
Same-day Email
Business Hours Phone
<1 hour Chat
View more
View less
Transfers
ACH Transfers
Wire Transfers
Intl. Transfers
FX
Inbound
Outbound
Free
$5
Free, 25k limit
1%
10
Free
Free, 25k daily
Free, 25k daily
Free, 200k monthly
0.35%
Free
Free
Features
Accounts
Virtual Cards
Physical Cards
Card Limits
Check Deposit
ATM Access
Bill Pay
Free Team Member
Overdraft
1
3
$6/per
Free
3 Free, $5/per
2 Free, $3.50 per
N/A
2
$0
3
10
Free
Free
Free, 25k monthly
Free, 2k daily
Free
10
$0
Support
Email
Phone
Chat
24 hours
N/A
24 hours
Same-day
Business Hours
<1 hour
View more
Show less
*Standard plan requires either maintaining a $2,000 average monthly balance or at east $1,000/mo in volume. If you do not meet these conditions, your account will be billed $9.99/mo.
Get started in minutes
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