Simplify your business finances with a free business checking account with no hidden fees, no credit check, and tools that help you grow.Apply Now
Novel Financial, Inc. is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC
Designed for the everyday needs of your business.
No monthly, minimum balance, account or sign up fees.
Send free ACH, checks, and international wires with ease.
Deposits are FDIC insured up to $250,000 per account through Blue Ridge Bank, Member FDIC.
100% Online banking available to U.S companies in 130+ different countries.
Submit your application in less than 5 minutes. Accounts are processed and approved in under 48 hours!
No lengthy support chats that take days to respond. Quick and helpful support available over chat, phone, or email with response times less than 24 hours.
Track business spend with Novel virtual and physical cards. Built with intelligent insights to help you save, card limits to keep you in control, and reports to keep you organized.Apply Now
With Novel payouts, you can setup payroll to contractors domestically or internationally and send payments to vendors or clients with over 130+ currencies supported. Track every payments via your Novel dashboard.Apply Now
Scan and deposit checks from your
mobile device, wherever you are.
Add your Novel Smart Card to your
preferred digital wallet for secure mobile payments.
Your Novel Smart Card can be used
everywhere Visa is accepted and includes
ATM access. We ship globally to 130+
Generate, receive, pay, and send invoices
from your Novel account
Build credit automatically while you build
Hear it from real Novel customers.
Emery Tran, Trustpilot Review
I'm a big fan of what Novel is doing to disrupt the old-guard of bloated banks. This is a very business friendly solution for anyone that might be interested.
Joseph Pray, Trustpilot Review
As a non-resident without a visa or ITIN, Novel was like a miracle for me since I was able to apply from outside the USA and didn't take long to open the account. Will be recommend to my partners who will need bank accounts
Thomas W. Sweeten, Trustpilot Review
As a founder, I'm always looking for ways to maximize efficiency and streamline processes, banking is no execption. Novel has been great for this, eliminating the hassle of traditional banking.
Fill out your application in under 5 minutes. Get approved in 24 hours.
Deposit funds directly via ACH, wire, or international wire or link Stripe or Paypal.
Start spending on your card and managing your business.
Use Novel Perks to get the best tools for your business.Apply Now