Overdrafts are not allowed on your Novel account; transactions will be automatically declined
None
None
Unlim.
Smart Card
Smart Credit Card
Unlimited Cashback
0.5%
Virtual Cards ⓘ
The Standard plan includes 3 free virtual cards and the Plus plan includes 10. If you need more than 10 virtual cards, please reach out to our support desk.
U.S. residents and non-residents are both eligible. Eligibility is based on where you currently live. We support all individuals in all countries except for the following: Belarus, Bosnia and Herzegovina, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Mali, Nicaragua, North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe
You’ll need a U.S. company with a federal EIN, your company’s official formation documents, and a picture of your government ID (e.g. a passport or US driver’s license).
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