Global Payroll and Compliance For Your Remote Team

With a Novel account, you can make payments to employees in 130+ different currencies. Popular currencies and routes land same day with some landing in as little as 30 minutes.
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Payouts

Payouts for your remote team, built in

Onboard and manage your remote staff directly inside Novel
Tax & compliance contracts built in

Instantly comply with local labor laws, wherever you hire

Include a localized contract with each team member to avoid breaking foreign labor laws when hiring abroad
175+ countries supported
Avoid fees
Created by labor law experts

Connect to the tools you already use

Track your business finances in one place by linking bank accounts, payroll
Easily connect other banks or cards you use like Chase
Easily reconcile your payments data with your favorite accounting software

Choose which payment terms work best for you

Be it a remote team or a solo contractor, we have variable payment options designed to fit your business requirements.
Fixed payments
Send fixed monthly or bi-monthly payments to your full-time team members.
Milestone payments
Send project based payments with as many milestones as required.
Pay as you go - hourly payments
Send payments to your team members with a set hourly rate when they submit their hours for approval.
Explore more features
Business Checking
Fee-free ACH and International transfers, secure funds, no minimum balance and no hidden fees
Smart Card
0.5% cash back on all transactions and automatic credit reporting1
Invoicing
Coming soon
Generate, receive, pay, and send invoices from your Novel account
Invoice

Explore more features

Smart Card

0.5% cash back on all transactions and automatic credit reporting1
Learn more →

Business Checking

Fee-free ACH and International transfers, secure funds, no minimum balance and no hidden fees
Learn more →

Invoicing

Coming soon
Generate, receive, pay, and send invoices from your Novel account

Get started in minutes

Sign up today

Fill out your application in under 5 minutes. Get approved in 24 hours.

Make a deposit

Deposit funds directly via ACH, wire, or international wire or link Stripe or PayPal.

Start banking!

Start spending on your card and managing your business.

Novel vs typical bank account

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Other business banks
Easy online application
Eligible to US Residents and non-residents
No minimum balance
Send free ACH & International wires worldwide
Unlimited users and cards
Builds business credit
Cashback
Live support in minutes
Payouts, invoicing, direct payments, and wire transfers all in one place

Simplify your business finances

Apply now